Particulars

SCH

As on:

31.03.2023

As on:

31.03.2022

EQUITY & LIABILITIES

Equity Capital

1

1,65,36,883

97,03,731

Perpetual Bond

1(A)

81,383

81,383

Share Capital Deposit

1(B)

0

47,83,185

Reserves & Surplus

2

0

0

Deposits

3

8,04,53,695

7,64,30,695

Borrowings

4

57,84,736

44,65,920

Other Liabilities & Provisions

5

42,23,530

42,56,983

TOTAL EQUITY & LIABILITIES

10,70,80,227

9,97,21,897

ASSETS

Cash and Balances with Reserve

Bank of India

6

41,03,320

35,91,497

Balances with Banks and Money at

Call and Short Notice

7

1,09,29,031

71,57,395

Investments

8

4,34,39,849

4,71,26,086

Loans & Advances

9

3,33,95,091

2,64,60,524

Fixed Assets

10

48,819

49,332

Other Assets

11

1,51,64,117

1,53,37,063

TOTAL ASSETS

10,70,80,227

9,97,21,897

Contingent Liabilities

12

7,85,868

5,47,214

Bills for Collection

NIL

NIL

Principal Accounting Policies and

Notes on Accounts

17 & 18

Particulars

SCH

As on:

31.03.2023

As on:

31.03.2022

I. INCOME

Interest earned

13

67,63,574

63,04,886

Other income

14

9,86,073

9,17,094

TOTAL

77,49,647

72,21,980

II. EXPENDITURE

Interest expended

15

31,39,600

32,04,030

Operating expenses

16(A)

18,80,344

18,17,196

Provisions & contingencies

16(B)

20,86,593

21,77,342

TOTAL

71,06,537

71,98,568

III. PROFIT & LOSS

6,43,110

23,412

Profit before tax

6,43,110

23,412

Less : Tax Provision

0

0

Provision for Income Tax For the

Financial Year

0

4820

Provision to Tax Credit Entitlement

(-)4820

Profit after Tax

6,43,110

23,412

Loss brought forward

( * )

-1,37,27,535

-1,37,50,947

TOTAL

-1,30,84,425

-1,37,27,535

Balance carried over to Balance Sheet

-1,30,84,425

-1,37,27,535

TOTAL

-1,30,84,425

-1,37,27,535