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Particulars of Accounts

Minimum Monthly Average Balance ( other than NO Frills,SHG & any other accounts specifically permitted by bank)

Service Charges to be recovered for each month, in case the average balance falls below the minimum balance

Savings Bank(Without Cheque book facility)

Rs. 500 /-

Rs. 20/- per month

Savings Bank (With Cheque book facility)

Rs. 1000/-

Rs. 30/- per month

Current Account

Rs. 3000/-

Rs. 200/- per month

Particulars

Revised Service Charge

Accounts Closed before 12 months(does not include transfer between branches)

 Savings Bank

Rs. 300/-

Current Account

Rs. 500/-

Issue of Banker’s Cheque

Upto Rs. 5000/-

Rs. 25/-

>Rs. 5000/- upto Rs. 10000/-

Rs. 50/-

>Rs.10000/- upto Rs. 100000/-

Rs. 5/- per thousand(minimum Rs. 60/-)

>Rs.100000/-

Rs. 4/- per thousand (mnimum Rs. 600/- and maximum Rs. 2000)

Issue of Duplicate STDR/TDR/B’Cheque

Rs. 150/- per instrument

Revalidation/Cancellation of Banker’s Cheque

Rs. 150/- per instrument

Cheque sent for collection(Outstation)

Upto Rs. 10000/-

Rs. 50/- Plus Other Bank charges

>Rs. 10000/- upto Rs.100000/-

Rs. 100/- Plus Other Bank charges

Rs.100000/-

Rs. 200/- Plus Other Bank charges

Cheque returned charges for cheque drawn on us( Other than Technical reason)

A)    UPTO RS. 1,00,000/-

B)    Above Rs. 1,00,000/-

A)   RS. 200/- plus other bank’s charge

B)  RS. 300/- plus other bank’s charge 

Cash deposit transaction

For SB: 6 transactions in a month is free, for each additional transactions @ Rs. 50/-

For CA/OD: NO LIMIT

Safe deposit Locker Charge

a)      For annual rent

b)      Security Deposit for Locker for lease period

c)       Locker visit Charge

d)      Locker rent Overdue

e)      Locker registration charge

f)       Breaking Open of Locker (Loss of Key or non payment of Locker rent)

a)   Rs. 1000/- ,Rs. 1500/- and Rs. 2500/- for Small, medium and large size                    respectively.

b)   Rs. 10000/- (AS STDR to be returned after surrender)

c)   12 visits per year is free

d)   Per each overdue quarter 10% extra

e)   Rs. 300/- (one time)

f)    Rs. 1000/- plus actual expenditure incurred for breaking open the lock by manufacturer of Locker

Ledger folio Charge

For SB : NIL

For CA: Rs. 550/- per Annum

Issue of Cheque  Book

SB/CA accounts Rs. 3/- per Cheque leaf(20 leaves free in a financial year )

Standing instructions

Rs. 100/- per standing instructions( Only for remmitence purpose )

Nomination Charge

All Option free