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Interest On Loans



Product

Interest rate

SME TL/CC

Floating and linked with PLR(Presently effective rate starts from  9.50% p.a.)

 

HOUSING LOAN

For salaried :

Floating and linked with PLR(Presently effective rate 6.75% p.a.)

 

For Non-salaried :

Floating and linked with PLR(Presently effective rate 6.90% p.a.)

 

HOME EQUITY

For salaried :

Floating and linked with PLR(Presently effective rate 6.75% p.a.)

 

For Non-salaried :

Floating and linked with PLR(Presently effective rate 6.90% p.a.)

 

MORTGAGE LOAN

Floating and linked with PLR (Presently effective rate 9.00% p.a.)

 

ASSET BACKED LOAN

Floating and linked with PLR (Presently effective rate  starts at  9.50% p.a.)

 

KCC

Interest @ 5% p.a. will be charged for one year or upto the repayment due date, whichever is earlier. In case of non-repayment within the due dates interest is applied at card rate. Beyond due date interest will be compounded half yearly.

 

GOLD LOAN CONSUMPTION

Floating rate and linked with PLR. Present effective rate 9.00% p.a.

 

 

MULTI PURPOSE GOLD LOAN

Floating rate and linked with PLR. Present effective rate 8.00% p.a.

 

NRLM FOR WOMEN SHG

In 14 IAP (Intensive Action Plan)(Category –I Districts)  districts interest will be charged on the loans to the Women SHGs group @7% for limit up to Rs.3,00,000/- i.e. for loans above Rs.3 lakh  interest will be charged at the normal rate of interest as applicable to SHG.

In non IAP districts 12.50% at monthly rest, subject to changes as and when advised by the Bank.

 

CAR LOAN

Floating rate. Present effective rate is 9.95% p.a.

 

SRTO

Floating and linked with PLR (Presently effective rate starts from  9.50% p.a.)

 

 

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Contact

06652 357264
chairman@ukgb.in