Interest On Loans
|
Product |
Interest rate |
|
SME TL/CC |
Floating and linked with PLR(Presently effective rate starts from 9.50% p.a.) |
|
HOUSING LOAN |
For salaried : |
|
Floating and linked with PLR(Presently effective rate from 8.40% p.a. to 8.85% p.a.) |
|
|
For Non-salaried : |
|
|
Floating and linked with PLR(Presently effective rate from 8.50% p.a. to 9.00% p.a.) |
|
|
HOME EQUITY |
For salaried : |
|
Floating and linked with PLR(Presently effective rate from 8.40% p.a. to 8.85% p.a.) |
|
|
For Non-salaried : |
|
|
Floating and linked with PLR(Presently effective rate from 8.50% p.a. to 9.00% p.a.) |
|
|
MORTGAGE LOAN |
Floating and linked with PLR (Presently effective rate 9.00% p.a.) |
|
ASSET BACKED LOAN |
Floating and linked with PLR (Presently effective rate starts from 9.50% p.a.) |
|
KCC |
Interest @ 7% p.a. will be charged for one year or upto the repayment due date, whichever is earlier. In case of non-repayment within the due dates interest is applied at card rate. Beyond due date interest will be compounded half yearly. |
|
GOLD LOAN CONSUMPTION |
Floating rate and linked with PLR. Present effective rate starts from 8.85% p.a. |
|
MULTI PURPOSE GOLD LOAN |
Floating rate and linked with PLR. Present effective rate 8.70% p.a. |
|
NRLM FOR WOMEN SHG |
Upto 3 Laksh 7% p.a. |
|
3 Lakhs to 5 lakhs 10% p.a. |
|
|
Above 5 lakhs 12.50 % p.a. |
|
|
CAR LOAN |
Floating rate. Present effective rate is 8.70 % p.a. |
|
SRTO |
Floating and linked with PLR (Presently effective rate starts from 9.50% p.a.) |